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Waiving Stanford's Medical Insurance

As a  Stanford appointed postdoc, you must maintain medical coverage that meets ACA and Stanford requirements for the duration of your appointment, including during an approved leave of absence. If you currently have medical coverage through a spouse's/partner's employer plan, or through a private policy, you have the option of waiving Stanford medical coverage.To waive coverage you must submit:

  • Proof of your other medical coverage in the form of a current benefits statment showing your name, insurance plan, and the effective date of coverage​
    • Accidental sickness and injury travel policies are not accepted
    • To consider your foreign insurance policy, please provide the full policy for review. Policy must be in English
  • Copy of your medical ID card

Please email all documents within 31 days of your appointment start date to Postdoc Benefits. Other insurance must meet ACA and other Stanford requirements.

Please Note:

  • Waiving medical insurance does not excuse you from attending the required Postdoc Benefits Orientation. Make sure you are registered for a session. If you do not attend, your option to waive medical coverage will be revoked and you will be enrolled in the lowest cost plan.
  • Unless you are covered by GME Benefits you still need to login to Benelogic and actively waive the insurance you can:
    • medical if you provided proof of another comprehensive plan and your benefit classification is changed to one that will you to waive medical insurance
    • dental - not compulsory - you can waive this benefit  during your new hire benefit enrollment period and during Open Enrollment. If you waive dental insurance during your new hire enrollment period you will not be able to enroll in the benefit unless you've lost this coverage due to a qualifying life event or during Open Enrollment
    •  vision - not compulsory - you can waive this benefit  during your new hire benefit enrollment period and during Open Enrollment. If you waive vision insuance during your new hire enrollment period you will not be able to enroll in the benefit unless you've lost this coverage due to a qualifying life event or during Open Enrollment
    • Extended Travel Assistance Program - primarily for those postdocs in the United States on  J visa and their J2 visa dependents to meet the Department of State requirements of having coverage for emergency medical evacuation and repatriation of remains. If you are on any other kind of visa or a US citizen AND you do not intend on being away from your home for more than 6 consective months, you do not need this coverage.

You cannot waive short- and long-term disability, life/AD&D insurance, basic travel insurance, and the Postdoc Assistance Program (PAP).

Changing Your Elections

If you originally waived coverage because you had other qualifying health coverage, you may be eligible to change your elections mid-year.

Review the Special Enrollment Rules